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MOHELA Homepage

Repayment Options, Loan Forgiveness & Loan Discharge

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Federal Direct Loans

A variety of repayment plans are available to meet your needs, including plans based on your income and family size.

Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

In certain situations, you may qualify to have your student loan forgiven or discharged, meaning that you will no longer be required to repay some or all of your loan.

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Family Education Loan Program (FFELP)

A variety of repayment plans are available to meet your needs, including Income-Based Repayment, which is based on your income and family size.

Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

In certain situations, you may qualify to have your student loan forgiven or discharged, meaning that you will no longer be required to repay some or all of your loan.

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CASHLoans
(Owned by MOHELA)

If you are experiencing hardship making your monthly payment, you may be eligible for a CASHLoan Modification.

Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

In certain situations, you may qualify to have your student loan discharged, meaning that you will no longer be required to repay some or all of your loan.